Terms of Service

1Use of This Website

Our website is designed to provide you with valuable insurance information and convenient quote requests. By using our services, you confirm that you are 18 years or older and agree to use our platform responsibly.

We ask that you provide accurate information and refrain from using our site for any unlawful activities. This helps us serve you better and maintain the integrity of our service.

2Quotes Are Estimates

The quotes provided through our website are estimates designed to give you a starting point for your insurance planning. These estimates are based on the information you provide and general market conditions.

Final pricing and eligibility are determined by our licensed insurance carrier partners through their comprehensive underwriting process. We're committed to helping you understand any differences between initial quotes and final pricing.

3Information vs. Professional Advice

While we strive to provide accurate and helpful information, the content on our website is general in nature and should not be considered a substitute for personalized legal, financial, or insurance advice.

We encourage you to consult with licensed professionals for advice specific to your situation. Our team is always happy to help connect you with appropriate resources when needed.

4Intellectual Property Rights

All content on our website, including text, graphics, logos, and design elements, is the intellectual property of Me & You Insurance LLC or our licensors.

We ask that you respect our intellectual property rights and refrain from copying, reproducing, or distributing our content without written permission. If you're interested in using our content, please contact us to discuss appropriate licensing.

5External Website Links

Our website may include links to third-party websites for your convenience and additional information. These links are provided as a service to you, but we cannot control or endorse the content of external sites.

We are not responsible for the content, privacy practices, or security of external websites. We encourage you to review the terms and privacy policies of any external sites you visit.

6Service Reliability & Limitations

We work diligently to maintain a secure, accurate, and reliable website. However, like all online services, we cannot guarantee uninterrupted access or completely error-free operation.

While we strive for excellence, we cannot be held liable for service interruptions, technical errors, or any resulting inconvenience. We appreciate your understanding and will work quickly to resolve any issues that arise.

7Your Privacy Matters

Your privacy and the protection of your personal information are fundamental to our service. Our website and services are governed by our comprehensive Privacy Policy.

This policy details how we collect, use, protect, and respect your personal information, reflecting our commitment to transparency and data security.

8SMS Communication Terms

We offer SMS communication as a convenient way to stay in touch about your insurance needs. By opting in to receive SMS messages from Me & You Insurance LLC, you agree to the following terms:

• Getting Started: Text us at (520) 526-1345 to begin SMS communication with our team.
• Message Types: You may receive insurance quotes, policy updates, appointment reminders, and customer service information.
• Opt-Out Anytime: Reply "STOP" to any message to immediately stop receiving SMS communications.
• Need Help?: Reply "HELP" or email us at info@meandyouinsurance.com for assistance.
• Standard Rates Apply: Standard message and data rates from your carrier may apply to SMS communications.
• Message Frequency: Message frequency varies based on your needs and policy updates, typically not exceeding 8 messages per month without your explicit consent.
• Privacy Protection: All SMS communications are governed by our Privacy Policy and these Terms of Service.

9Updates to These Terms

As our services evolve and legal requirements change, we may need to update these terms. We reserve the right to modify these Terms of Service at any time.

We will notify you of significant changes through our website or direct communication. Your continued use of our services after any updates indicates your acceptance of the revised terms.

10Legal Jurisdiction

These Terms of Service are governed by the laws of the State of Arizona and the State of Oregon, reflecting the jurisdictions where we are licensed to provide insurance services.

11Questions & Support

We believe in open communication and are here to help with any questions about these Terms of Service, our SMS policies, or our insurance services.