Terms of Service

1. Use of This Website

Our website is intended for informational purposes and quote requests. By using it, you confirm you are 18 or older, and agree not to use the site for unlawful activities or submit false information.

2. Quotes Are Not Guarantees

Quotes provided through our website are estimates only. Final pricing and eligibility are determined by licensed insurance carriers based on underwriting criteria.

3. No Legal or Financial Advice

The information on this website is general and not a substitute for legal, financial, or insurance advice. Please consult a licensed professional.

4. Intellectual Property

All content is the intellectual property of Me & You Insurance LLC or its licensors. Do not copy, reproduce, or distribute content without written permission.

5. Third-Party Links

Our site may link to third-party websites. We are not responsible for the content or privacy practices of those external sites.

6. Limitation of Liability

We do our best to keep our site secure and accurate, but we are not liable for any errors, service interruptions, or damages resulting from your use of this site.

7. Privacy

Your use of this site is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information.

8. SMS Communication Terms

By opting in to receive SMS messages from Me & You Insurance LLC, you agree to the following:

• How to Start: You can text us at (480) 555-1234 to initiate communication.
• Message Content: Messages may include insurance quotes, policy updates, appointment reminders, and customer service information.
• Opt-Out: You may stop receiving SMS messages at any time by replying “STOP” to any message.
• Help: For assistance, reply “HELP” or contact us at info@meandyouinsurance.com.
• Rates & Charges: Message and data rates may apply.
• Frequency: Message frequency varies based on your interaction and policy updates, but will not exceed 8 messages per month without your consent.
• Privacy: Your information will be handled according to our Privacy Policy and these Terms of Service.

9. Changes to These Terms

We reserve the right to update these Terms at any time. Continued use of our site means you accept any updates.

10. Governing Law

These Terms are governed by the laws of the State of Arizona and State of Oregon.

11. Contact Us

If you have any questions about these Terms of Service or SMS policies, please contact: